Learning Center
Thrift Savings Plan Roth: What Federal Employees Should Know
See how the Thrift Savings Plan Roth option works in 2026, from contribution limits and taxes to the rules that shape your federal retirement savings. ...more
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October 13, 2026
FERS Retirement Health Insurance Explained
Master your FERS retirement health insurance. Learn FEHB eligibility, the five-year rule, Medicare coordination, and survivor coverage strategies. ...more
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October 12, 2026
TSP Withdrawal Timeline: Step-by-Step Planning Guide
Master the tsp withdrawal timeline with this practical guide. Learn separation rules, RMD ages, and how to time your federal retirement distributions. ...more
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October 11, 2026
Social Security Planning for Retirement: A Complete Guide
Master Social Security planning for retirement with expert strategies on timing, spousal benefits, and maximizing your federal retirement income. ...more
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October 10, 2026
Thrift Savings Plan for Dummies: A Simple Federal Guide
Learn the thrift savings plan for dummies with this easy guide covering contributions, fund choices, and retirement tips for federal employees. ...more
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October 09, 2026
Social Security Planning for Married Couples: A 2026 Guide
Discover expert social security planning for married couples. Learn how to maximize your benefits and secure your financial future together in 2026. ...more
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October 08, 2026
Federal Employee Dental Insurance Comparison: 2026 Guide
Use our federal employee dental insurance comparison to find the best plan for 2026. Compare coverage, costs, and benefits easily. ...more
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October 07, 2026
FEHB Premium Conversion: What It Means for Your Paycheck
Learn how FEHB premium conversion lowers your taxable wages, who qualifies, what changes at retirement, and how to decide if waiving it makes sense for you. ...more
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October 06, 2026
How to Change TSP Funds: A Federal Employee Guide
Learn how to change TSP funds with this step-by-step guide. Master contribution elections, interfund transfers, and rebalancing for federal retirement. ...more
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October 05, 2026
FEHB Insurance Plans: Complete Guide for Federal Workers
Master FEHB insurance plans with this practical guide. Compare FFS, HMO, HDHP options, enrollment rules, Medicare coordination, and choose the best coverage ...more
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October 04, 2026
What Is the TSP G Fund and How Federal Employees Use It
Learn what is the TSP G Fund, how it earns interest, and why federal employees use it as a safe retirement holding inside the Thrift Savings Plan. ...more
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October 03, 2026
Social Security Benefits Planner: A Complete Guide
Learn how to use a social security benefits planner to optimize claiming timing, coordinate with federal benefits, and maximize your retirement income. ...more
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October 02, 2026
Thrift Savings Plan vs 401k: A Federal Employee Guide
Thrift Savings Plan vs 401k explained for federal employees. Compare fees, funds, match, taxes, withdrawals, and rollovers to plan your retirement. ...more
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October 01, 2026
Thrift Savings Plan Options: A Federal Employee Guide
Explore all Thrift Savings Plan options, from core funds and Lifecycle choices to SECURE 2.0 tax rules. Build a smarter federal retirement strategy today. ...more
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September 30, 2026
How Early Can I Retire? a Federal Employee Guide
Learn how early can I retire as a federal employee. Discover key rules, eligibility, and strategies to plan your retirement in 2026. ...more
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September 29, 2026
Enrollment Codes for FEHB: The Complete Lookup Guide
Find and verify enrollment codes for FEHB plans fast. Decode three-digit codes, use SF-2809 correctly, and fix common errors for employees and HR staff. ...more
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September 28, 2026
Federal Employees Cost of Living Adjustment: A 2026 Guide
Learn how the federal employees cost of living adjustment is calculated, how it affects CSRS and FERS retirees, and how to plan your retirement income around ...more
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September 27, 2026
How to Calculate FERS Annuity
Learn how to calculate FERS annuity with clear formulas, real worked examples, survivor options, and tips to verify your estimate before you retire. ...more
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September 26, 2026
TSP I Fund: A Strategic Guide for Federal Employees
Discover how the TSP I Fund works, its new global benchmark, and how federal employees can use it to build a diversified, resilient retirement portfolio. ...more
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September 25, 2026
Can a Common Law Spouse Receive Benefits
Can a common law spouse receive benefits. Can a common-law spouse receive benefits from Social Security and federal programs? Learn eligibility rules, state ...more
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September 24, 2026
Born 1964 When Can I Retire Your Timeline Explained
Born 1964 when can I retire? See your Social Security age 67 timeline, federal MRA at 56, early claiming trade-offs and best timing in 2026. ...more
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September 23, 2026
TSP Early Withdrawal Calculator Guide for Feds
Use a TSP early withdrawal calculator correctly. Learn inputs, taxes, penalties, Rule of 55 and SEPP to estimate your net payout accurately. ...more
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September 22, 2026
What Is Income Gap in Retirement? a Clear Guide
Learn what is income gap in retirement, how to calculate your projected shortfall, and practical strategies for federal employees to close it before retiring. ...more
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September 21, 2026
Phased Retirement Federal Employees Guide to Half-Time Work
Learn how phased retirement federal employees can work half-time, draw partial annuity and protect benefits. Eligibility, pay, timelines and decision checklist ...more
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September 19, 2026
TSP Projection Calculator: Plan Your Federal Retirement
Learn how a TSP projection calculator turns your current balance, contributions, and match into a real retirement-income estimate for federal employees in 2026. ...more
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September 18, 2026
Federal Retiree Health Insurance Open Season Guide
Understand federal retiree health insurance open season dates, eligibility, FEHB changes and Medicare options to make confident enrollment decisions. ...more
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September 17, 2026
Federal Employee Health Insurance Domestic Partner Rules
Understand federal employee health insurance domestic partner rules, FEHB eligibility limits, tax impacts, and retirement planning strategies for couples. ...more
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September 16, 2026
Federal Retirement Pay Dates: A Complete Annual Guide
Federal retirement pay dates explained with annual schedules, weekend and holiday adjustments, first and final annuity timing, and direct deposit confirmation ...more
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September 15, 2026
TSP Lifecycle 2040 Fund: A Federal Employee Guide
Discover how the TSP Lifecycle 2040 fund works, its glidepath, asset allocation, and whether it fits your federal retirement plan for the 2038-2042 window. ...more
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September 14, 2026
Civil Service Pension Rates: A Clear Guide for 2026
Understand civil service pension rates in 2026 with a clear guide to CSRS and FERS formulas, high-3 averages, COLA rules, and survivor options for feds. ...more
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September 13, 2026
SF 2818 Fillable Guide How to Complete and File Correctly
Get the official SF 2818 fillable PDF and learn how to complete, sign, and submit it correctly to continue FEGLI coverage in retirement without delays. ...more
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September 12, 2026
TSP Withdrawal Tax Rate: Rules and Worked Examples
Understand your TSP withdrawal tax rate with worked examples. Learn how federal withholding, early penalties, and RMD rules impact your retirement income. ...more
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September 11, 2026
Govt Employee Health Insurance Explained Simply
Understand govt employee health insurance, FEHB eligibility, costs, enrollment and retirement options. Get clear guidance to choose and keep coverage. ...more
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September 10, 2026
FERS Annuity Payment Schedule Explained for Retirees
Understand the FERS annuity payment schedule, when payments start, monthly dates, retroactive pay, taxes and troubleshooting tips for federal retirees. ...more
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September 08, 2026
Social Security Benefits Upon Death: Your 2026 Guide
Understand Social Security benefits upon death for survivors. Explore eligibility, payment calculations, FERS/TSP details, and key application steps for 2026. ...more
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September 07, 2026
Federal Employee Benefits After 5 Years What Changes
Learn what federal employee benefits after 5 years really change, from FERS vesting and TSP to FEHB rules, leave and planning tips for year five. ...more
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September 06, 2026
How to Withdraw from TSP: A Federal Employee Guide
Learn how to withdraw from TSP with this practical federal employee guide covering options, taxes, rollovers, and step-by-step instructions. ...more
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September 05, 2026
TSP vs Roth: Federal Employee Retirement Guide 2026
Compare TSP vs Roth options for federal employees in 2026. Learn tax treatment, contribution limits, SECURE 2.0 catch-up rules, and withdrawal strategies. ...more
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September 04, 2026
TSP C Fund Explained for Federal Employees
Learn how the TSP C Fund tracks the S&P 500, its historical returns, risks, and fees, plus how federal employees can use it wisely in retirement planning. ...more
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September 03, 2026
Federal Health Insurance Premiums: A Practical Guide
Understand federal health insurance premiums, how 2026 rates are calculated, deducted, and paired with Medicare. Practical strategies ...more
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September 02, 2026
Thrift Savings Plan Benefits: A Practical Federal Guide
Explore thrift savings plan benefits for federal employees, from agency matching to tax rules, fund choices, and withdrawal strategies that protect your ...more
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August 31, 2026
Health Insurance Options for Retirees: 2026 Guide
Compare health insurance options for retirees in 2026. Explore Medicare, supplements, and plans to find the right coverage for your retirement. ...more
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August 30, 2026
New Hire Benefits Orientation: A Federal Employee Guide
Navigate your new hire benefits orientation with confidence. Learn what federal forms to expect, enrollment deadlines, and how to make smart benefit elections ...more
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August 29, 2026
What Happens to TSP When You Retire: Your Options Explained
Learn what happens to TSP when you retire, including withdrawal options, rollovers, RMDs, tax implications, and smart strategies for federal employees. ...more
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August 28, 2026
Early Federal Retirement: Eligibility, Trade-offs
Learn what early federal retirement really means under FERS and CSRS, including eligibility rules, annuity reductions, and planning next steps. ...more
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August 27, 2026
Thrift Savings Plan and Taxes: A Federal Employee Guide
Master your Thrift Savings Plan and taxes with expert strategies for contributions, withdrawals, Roth conversions, and RMDs tailored to federal employees. ...more
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August 26, 2026
How to Maximize Tsp
How to maximize tsp. Learn how to maximize your TSP in 2026 with proven federal employee strategies on contributions, Roth vs traditional, fund selection ...more
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August 25, 2026
Federal Employee Retirement Health Benefits Explained
Master federal employee retirement health benefits with clear guidance on FEHB eligibility, Medicare coordination, enrollment timing, and cost planning ...more
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August 24, 2026
TSP Early Withdrawal Penalties Explained: What Federal
Understand TSP early withdrawal penalties, tax consequences, and legal exceptions like the Rule of 55. Avoid costly mistakes with this federal guide. ...more
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August 23, 2026
Is Federal Retirement Taxed? a Complete Guide for 2026
Is federal retirement taxed? Learn how CSRS, FERS, TSP, and Social Security benefits are taxed, plus withholding rules and smart tax-planning tips. ...more
Growth Tips
August 22, 2026
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