Blogs

Blog title place here

We understand that every federal employee's situation is unique. Our solutions are designed to fit your specific needs.

Blog title place here

We understand that every federal employee's situation is unique. Our solutions are designed to fit your specific needs.

Blog title place here

We understand that every federal employee's situation is unique. Our solutions are designed to fit your specific needs.

VERA and VSIP: Your Federal Retirement Guide

Learn how VERA and VSIP can benefit your federal retirement. Understand eligibility, financial impacts, and application steps for these early separation ...more

Growth Tips

August 02, 2026undefined

TSP Hardship Loans: What Federal Employees Must Know

Learn how TSP hardship loans work for federal employees, including eligibility, limits, repayment, tax impact, and smarter alternatives for your retirement. ...more

Growth Tips

August 01, 2026undefined

GS Retirement Calculator: Estimate Your Federal Annuity

Use the GS retirement calculator to estimate your federal annuity based on your grade, years of service, and high-3 average salary. Plan effectively. ...more

Growth Tips

July 31, 2026undefined

Is Survivor Benefits Taxable? a Complete 2026 Guide

Is survivor benefits taxable for federal families in 2026? Get clear answers on Social Security, FERS, TSP, and life insurance payouts with real tax examples. ...more

Growth Tips

July 30, 2026undefined

What Is SSB? a Federal Employee's Guide to This Benefit

What is SSB for federal employees? Learn how SSB interacts with FERS, CSRS, and Social Security, plus tips to claim the right benefit at the right time. ...more

Growth Tips

July 29, 2026undefined

TSP I Fund Performance: What Federal Employees Need to Know

Analyze TSP I Fund performance with data on returns, volatility, currency impact, and portfolio strategy. Learn how to use it in your federal retirement plan. ...more

Growth Tips

July 28, 2026undefined

Your Guide: When to Purchase Long Term Care Insurance

Discover when to purchase long term care insurance for federal employees. Learn FLTCIP timing, age sweet spots, underwriting, & how to protect your 2026 ...more

Growth Tips

July 27, 2026undefined

Calculating FERS Annuity Supplement: Your 2026 Guide

Master calculating FERS annuity supplement with our 2026 guide. Discover eligibility, the official OPM formula, estimation tips, and avoid common mistakes. ...more

Growth Tips

July 26, 2026undefined

Federal Retiree Health Insurance: Complete FEHB Guide 2026

Explore the federal retiree health insurance options with our complete FEHB guide for 2026. Learn how to choose the right plan for retirement. ...more

Growth Tips

July 25, 2026undefined

Best Thrift Savings Plan Allocation for Federal Employees

Find the best Thrift Savings Plan allocation for your federal retirement. Compare L Funds vs individual funds, age-based models, and rebalancing tips. ...more

Growth Tips

July 24, 2026undefined

The Federal Employee Retirement Formula Explained

Decode the federal employee retirement formula. Our guide explains FERS & CSRS calculations, high-3 salary, and how to project your total retirement income. ...more

Growth Tips

July 23, 2026undefined

What Is Your OPM CSA Number and How Do You Find It?

Can't find your OPM CSA number? Our guide explains what it is, why it's vital for federal retirees, and shows you exactly where to look on your documents. ...more

Growth Tips

July 22, 2026undefined

How to Use HSA Card: Federal Employee Guide 2026

Discover how to use hsa card for medical expenses, federal employees. Maximize your 2026 HSA benefits & avoid IRS penalties. ...more

Growth Tips

July 21, 2026undefined

Can You Get Unemployment if You Are Furloughed: 2026 Guide

Explore the question: can you get unemployment if you are furloughed? Learn 2026 state rules, required documents, filing steps, and federal benefits impacts. ...more

Growth Tips

July 20, 2026undefined

Box 7 Distribution Codes a Federal Employee's Guide

Decode your 1099-R with our complete guide to Box 7 distribution codes. Understand TSP and annuity implications, tax penalties, and how to file correctly. ...more

Growth Tips

July 19, 2026undefined

Assignee on Life Insurance Policy Explained: 2026 Guide

Understand what an assignee on life insurance policy is and its impact on federal benefits. Our 2026 guide covers assignment types, claims, and FEGLI rules. ...more

Growth Tips

July 18, 2026undefined

TSP and Taxes: A Federal Employee's Guide for 2026

Confused about TSP and taxes? Our 2026 guide explains Traditional vs. Roth, withdrawal rules, RMDs, and state tax traps for federal employees. ...more

Growth Tips

July 17, 2026undefined

Social Security Survivorship: Federal Employee Guide 2026

Explore Social Security survivorship benefits: who qualifies, how to apply, and interaction with FERS/CSRS for federal employees. Your 2026 guide. ...more

Growth Tips

July 16, 2026undefined

How Are RMDs Taxed: Federal Employee Guide 2026

Discover how are rmds taxed for federal employees in 2026. Our guide covers TSP rules, tax calculations, penalty avoidance, and tax-saving strategies. ...more

Growth Tips

July 15, 2026undefined

Military TSP Calculator: Plan Your Retirement Securely

Use a military TSP calculator to project your retirement savings. Our guide explains inputs, scenarios, and how to maximize your BRS match for a secure future. ...more

Growth Tips

July 14, 2026undefined

Short Term Disability Federal Employees: Your 2026 Guide

No official short term disability federal employees plan exists. Protect your income in 2026! Discover steps using FMLA, leave, & private plans for coverage. ...more

Growth Tips

July 13, 2026undefined

Government Retirement Benefits: Navigate Your 2026 Options

Unlock your financial future! This guide covers government retirement benefits (FERS, CSRS, TSP) & healthcare options for federal employees. Plan your secure ...more

Growth Tips

July 12, 2026undefined

How Does a TSP Loan Work? a 2026 Guide for Feds

Wondering how does a TSP loan work? Our guide explains the types, rules, interest, and risks of borrowing from your Thrift Savings Plan in 2026. ...more

Growth Tips

July 11, 2026undefined

Social Security Benefits Questions: Your 2026 Guide

Get answers to your Social Security benefits questions. Federal employees: understand WEP/GPO, FERS, and how to maximize retirement benefits for 2026. ...more

Growth Tips

July 10, 2026undefined

What Is Disability Retirement? FERS & CSRS Explained

Understand what is disability retirement for federal employees. Learn FERS/CSRS eligibility, calculations, application process, and common pitfalls. ...more

Growth Tips

July 09, 2026undefined

Life Cycle Funds: A TSP Guide for Feds

Unlock your TSP potential. This guide explains life cycle funds, how they work for federal employees, and how to choose the right L Fund for your retirement. ...more

Growth Tips

July 08, 2026undefined

Medicare Part B Premium Reimbursement: FEHB Guide 2026

Learn how Medicare Part B premium reimbursement works for federal employees (FEHB) and retirees. Covers eligibility, taxes, and how to claim your money in 2026. ...more

Growth Tips

July 07, 2026undefined

Primary vs Contingent Beneficiaries: A Federal Guide

Understand primary vs contingent beneficiaries for your federal benefits (TSP, FEGLI, FERS). Learn the rules, avoid common mistakes, and secure your legacy. ...more

Growth Tips

July 06, 2026undefined

COLA Federal Employees: Your 2026 Guide

Get your essential guide to COLA federal employees for 2026. Learn how FERS & CSRS COLAs are calculated and their impact on your annuity & federal benefits. ...more

Growth Tips

July 05, 2026undefined

When Can I Retire Under FERS: Your 2026 Eligibility Guide

Our guide answers when can i retire under fers, explaining MRA, service years, & retirement types to help you find your eligibility date. Plan with confidence. ...more

Growth Tips

July 04, 2026undefined

FEHB Open Season Dates 2026: Your Essential Guide

Get the official 2026 FEHB Open Season dates and a step-by-step guide for federal employees. Learn key deadlines, how to enroll, and what’s new this year. ...more

Growth Tips

July 03, 2026undefined

How Much Will My Federal Pension Be? 2026 Guide

How much will my federal pension be - Wondering how much will your federal pension be? Our 2026 guide helps you calculate your FERS/CSRS annuity, avoid errors ...more

Growth Tips

July 01, 2026undefined

What Is FERS Retirement? Federal Benefits Explained

What is fers retirement - Understand FERS retirement: learn about the three-part system, eligibility, annuity calculations, and planning for your federal ...more

Growth Tips

June 30, 2026undefined

Maximize Your TSP Roth Conversion in 2026

Federal employees: Our 2026 guide covers TSP Roth conversion eligibility, tax implications, & step-by-step execution to maximize your retirement. ...more

Growth Tips

June 29, 2026undefined

8 Signs You're Getting Fired in a Federal Job

Are you seeing signs you're getting fired? For federal employees, the signals are unique. Learn to spot the 8 key warnings and how to protect your benefits. ...more

Growth Tips

June 28, 2026undefined

Federal Taxes on Retirement Income Calculator: 2026 Guide

Estimate your tax liability with our federal taxes on retirement income calculator. Learn how TSP, pensions, & Social Security are taxed for federal employees. ...more

Growth Tips

June 27, 2026undefined

Average Federal Retirement Pension: 2026 Numbers Explained

What's the real average federal retirement pension? We break down FERS vs. CSRS numbers, explain the formulas, and show you how to estimate your own annuity. ...more

Growth Tips

June 26, 2026undefined

10 Healthcare Price Transparency Tools for Feds in 2026

Compare costs with the best healthcare price transparency tools for 2026. A guide for federal employees to manage FEHB and Medicare expenses. ...more

Growth Tips

June 25, 2026undefined

CSRS Survivor Annuity Calculator: A Step-by-Step Guide

Use our guide to navigate the CSRS survivor annuity calculator. Learn the formula, see examples, and avoid costly mistakes for a secure federal retirement. ...more

Growth Tips

June 24, 2026undefined

What Is Civil Service Retirement System: Explained in 2026

Discover what is civil service retirement system, who it covers, and how your annuity is calculated. Our complete guide explains it all. ...more

Growth Tips

June 23, 2026undefined

FERS Early Retirement: Your 2026 Federal Planning Guide

Considering FERS early retirement? Our 2026 guide covers eligibility, annuity calculations, and benefits impact. Plan your federal retirement with confidence. ...more

Growth Tips

June 22, 2026undefined

TSP Allocation by Age: A Federal Employee's 2026 Guide

Master your TSP allocation by age. This guide provides sample portfolios for federal employees from their 20s to retirement, comparing L Funds vs. DIY. ...more

Growth Tips

June 21, 2026undefined

Thrift Savings Plan History: From G Fund to Today

Explore the complete Thrift Savings Plan history. Learn how the TSP evolved from a simple plan in 1986 to a modern retirement tool for federal employees. ...more

Growth Tips

June 20, 2026undefined

FERS Pension and Social Security: 2026 Guide

Navigate FERS pension and Social Security. Our 2026 guide covers calculations, WEP/GPO offsets, and optimal claiming strategies to maximize your benefits. ...more

Growth Tips

June 19, 2026undefined

FEHB Health Benefits Election Form: A Complete Guide

Navigate the FEHB Health Benefits Election Form (SF 2809) with ease. Our guide covers eligibility, enrollment windows, and how to avoid common mistakes. ...more

Growth Tips

June 18, 2026undefined

Disability Retirement vs Regular Retirement: A Fed Guide

Deciding on disability retirement vs regular retirement? This federal employee guide compares FERS/CSRS eligibility, benefits, calculations, and pitfalls. ...more

Growth Tips

June 17, 2026undefined

Thrift Savings Plan for Federal Employees: Maximize Benefits

Guide to the Thrift Savings Plan for federal employees. Master TSP contributions, funds, strategies, & withdrawal rules for your federal retirement. ...more

Growth Tips

June 16, 2026undefined

FERS Survivor Annuity Calculator: Guide for 2026

Use our FERS survivor annuity calculator with a step-by-step guide. Understand inputs, interpret results, & avoid pitfalls for your federal retirement. 2026. ...more

Growth Tips

June 15, 2026undefined

SBP vs Term Life Insurance: A Federal Employee's Guide

Deciding between SBP vs term life insurance? Our guide for federal employees compares costs, benefits, and taxes to help you secure your family's future. ...more

Growth Tips

June 14, 2026undefined

7 Top State of Georgia Employee Discounts for 2026

Unlock your perks! Our 2026 guide to State of Georgia employee discounts covers top deals on travel, tech, and more. See how to save now. ...more

Growth Tips

June 13, 2026undefined

Dedicated to helping Federal employees nationwide.


“Sherpa” - Someone who guides others through complex challenges, helping them navigate difficult decisions and achieve their goals, much like a trusted advisor in the business world.

© 2024 Federalbenefitssherpa. All rights reserved