Free Federal Retirement Gap Report
See exactly what you'll have in retirement, and where the gaps are.
A short intake call, then a personalized report built from your own federal records. Ready 24–48 hours later. No cost and no product pitch.
What's in your report
Your retirement income, line by line, from your real numbers
Most federal employees have never seen their pension, TSP, Social Security and benefit costs added up in one place. Your Gap Report does exactly that, then shows what's missing.
- FERS or CSRS pension estimate
- FERS supplement to age 62
- TSP income estimate
- Social Security timing
- FEGLI cost after retirement
- FEHB and Medicare
- Survivor benefit options
- Long-term care exposure
- Your monthly income gap
How it works
Three simple steps
30-minute intake call
We gather the basics: service dates, salary, TSP balance, your health and life insurance, and your family situation.
We build your report
Your Gap Report is ready 24–48 hours after the call, built from your own numbers.
Walk through it together
On a follow-up call we explain every line. If there's a gap, we can show options that might fill it. You decide what happens next.
Helpful to have handy
A few documents make your report more accurate
- Your most recent SF-50
- A recent Leave and Earnings Statement (pay stub)
- Your latest TSP statement
- Your Social Security statement (from ssa.gov)
- Your current FEHB and FEGLI elections
Don't have them all? Book anyway. We'll work with what you have.
Book your intake call
Pick a time that works for you
The call takes about 30 minutes. Your report follows 24–48 hours later.
Questions
Is the Gap Report really free?
Yes. There's no cost and no obligation.
Will you try to sell me something?
The intake call and the report are education only. If your report shows a gap, we can show you options on a separate call, but only if you want to.
Who will I talk to?
Joe Corozza, our federal benefits specialist. He works with federal employees every day and will walk you through your report.
Do I need all my documents first?
No. They make the report more precise, but we can start with what you know.
Are you part of OPM or the government?
No. Federal Benefits Sherpa is independent and isn't affiliated with OPM, the Social Security Administration or the TSP.
See our Privacy Policy for how we handle your information.