Helping Federal Employees maximize the full potential of their employee benefits for a stress-free retirement
Our Services
With our expertise, Federal employees can experience a seamless transition into retirement, confidently optimizing their benefits and fully realizing their retirement potential
Personalized Gap Analysis report
Clearly see where you stand today and what your future retirement income will be.
Customized Retirement Planning
See how to increse your retirement income and avoid shortfalls and gaps.
Free 30 minute on-demand class
Stay informed with our 30 minute on-demand educational class.
Tailored Strategies
We understand that every Federal employee's situation is unique. Our solutions are designed to fit your specific needs.
Future-Ready Planning
Beyond current benefits, we focus on long-term retirement planning for lasting security and peace of mind.
Ease and Clarity
We simplify the complex world of federal benefits, making it accessible and manageable.
How does FEGLI work in retirement
As you approach retirement, it’s important to understand how your FEGLI coverage will change. Premiums may increase, and the value of coverage can decrease. It’s essential to plan ahead. Consider factors such as your age, family responsibilities, and financial situation.
Common Concerns
1. Pension Calculation and Eligibility
Understanding how your pension is calculated, including concerns about years of service, the high-3 average salary, and eligibility criteria for full benefits. This is a complex area with a significant impact on your retirement income.
2. Thrift Savings Plan (TSP) Management
Understand the impact of your contributions and fund allocations, catchup provisions, ROTH TSP and withdrawl options to avoid taxes.
3. How does FEGLI work in retirement
It’s important to understand how your FEGLI coverage will change. Premiums will increase, and the value of coverage can decrease. It’s essential to plan ahead. Consider factors such as your age, family responsibilities, and financial situation.
4. Healthcare Coverage in Retirement
Understanding coverage limitations, spousal eligibility and integrating FEHB with Medicare.
5. Social Security Benefits Coordination
Eligibility requirements, timing of benefits, coordinating with FERS and the Special Retirement Supplement (SRS) and spousal survivor benefits.
6. Long-Term Care Planning
Addressing the concerns of FEHB coverage limitations, the high costs of LTC, lack of awareness of available LTC insurance options and the impact on retirement savings.
7. Survivor Benefit Plan Decisions
Making the right choices for your spouse with FERS, Social Security, FEHB and FEGLI.
How Can We Help?
Free 15 Minute Fed Benefits Review Call
Our approach involves crafting individualized plans for federal employees, beginning with an in-depth analysis of your benefits.
We'll pinpoint any gaps in your retirement plan, project your TSP growth, and weigh your FEGLI against private insurance options.
Top priority? Ensuring you've got a steady income for life post-retirement.
We consider everything: survivor benefits, Social Security timing, any offsets, your CSRS/FERS pension, FEGLI for retirees, and TSP choices - all tailored just for you.
We'll explain how your healthcare coverage will evolve after retirement and how it will interact with Medicare parts A, B and D.
Ready to get started? Just fill out our online form and let's unlock the full potential of your benefits - at absolutely NO COST to you.
Free 15 Minute Fed Benefits Review Call
Our approach involves crafting individualized plans for federal employees, beginning with an in-depth analysis of your benefits.
We'll pinpoint any gaps in your retirement plan, project your TSP growth, and weigh your FEGLI against private insurance options.
Top priority? Ensuring you've got a steady income for life post-retirement.
We consider everything: survivor benefits, Social Security timing, any offsets, your CSRS/FERS pension, FEGLI for retirees, and TSP choices - all tailored just for you.
We'll explain how your healthcare coverage will evolve after retirement and how it will interact with Medicare parts A, B and D.
Ready to get started? Just fill out our online form and let's unlock the full potential of your benefits - at absolutely NO COST to you.
Free Fed Benefits Gap Analysis Report
Uncover gaps in your current plan and identify opportunities to help maximize your benefits while working and through retirement.
Our Free Benefit Analysis Report Reveals How to Save Thousands and Secure Your Retirement Against Market Volatility
Free Fed Benefits On-Demand Class
Understand FERS, TSP and Social Security retirement benefits.
Learn Key Strategies to Boost Your TSP Withdrawals
Explore Your FEGLI and FEHB retirement options.
Navigate Survivors' Benefits to Secure Your Family's Future
Free Fed Benefits on-demand Class
Forecast your retirement income: Understand Your Retirement Earnings
Unveil the Role of Social Security in Your Retirement Plan
Learn Key Strategies to Boost Your TSP Withdrawals
Explore Your Retirement Group Life Insurance Benefits
Navigate Survivors' Benefits to Secure Your Family's Future
What Our Client’s are Saying
Michael H.
National Park Service
"Professional, knowledgeable, and thorough"
"I had no idea where to start with planning my retirement, especially when it came to Social Security and my health insurance. Federal Benefits Sherpa walked me through every step of the process and gave me a personalized roadmap for my retirement. They helped me feel more secure, and I’m so grateful for their expertise!"
Robert G.
U.S. Army Civilian Employee
"The best investment I made in my retirement"
"I thought I had a good understanding of my federal benefits, but Federal Benefits Sherpa showed me strategies I hadn’t even considered. Their expertise saved me thousands in potential missed opportunities, and they helped me create a solid plan for the future. If you’re a federal employee, you need this service!"
Linda R.
Social Security Administration
"They helped me understand my benefits in a way no one else could"
"The folks at Federal Benefits Sherpa were extremely patient and knowledgeable. I had so many questions about my survivor benefits and whether to keep my FEHB after retirement. They answered all my concerns and provided clarity on issues I didn’t even know I should be considering. I feel so much more confident about my retirement now."
Secure the retirement you deserve. Start your planning journey with us today.
Dedicated to helping Federal employees nationwide.
“Sherpa” - Someone who guides others through complex challenges, helping them navigate difficult decisions and achieve their goals, much like a trusted advisor in the business world.
Email: [email protected]
Phone: (833) 753-1825
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